We know that the majority of America is covered by a group health insurance plans. Employer sponsored group medical plans are highly comprehensive and cover 65% of the United States. Rules on health insurance are very different once you cross state lines, but you know as well as I do that getting employer group coverage through a large or small company is a must when looking for a job. If you had a conversation with most employees that have group plans you will see that insurance is nearly more important than a big salary. Companies across the world spend billions of dollars on group health insurance because we all know how important it is. Get a FREE group health analysis here. Over the last decade, employers have been given double digit premium increases. We all know that the cost of health care is increasing at nearly 10% per calendar year. New drugs to be paid for, research and development, along with a huge list of variables is causing employer group health insurance to act like a run away train. Many companies have had to reduce benefits and implement wellness programs to help take control of health care utilization of a groups employee population. Other employers have decided to not cover dependent contributions, raised deductibles, and increased copays, which puts a huge burden back on the employee. How are we going to fix this out of control mess? Finding better Group Health Insurance Rates is becoming harder every year. |
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